At Property Finance Online we understand property investment. Finance for an investor who has or is going to have a large property portfolio is not just looking for a home loan.
Loan Structuring
We will structure your loans to maximise your borrowing capacity, lower your interest and bank fees and give you the flexibility to grow your portfolio.
Loan structuring is one of the most important aspects of property investment. It is also the aspect which is routinely structured incorrectly by many banks and brokers.
Cross-collateralisation
The most common problem is cross-collateralisation. This can reduce your borrowing capacity, security position and limit your investment opportunities. It can also be very expensive to change.
Cross-collateralisation can also effectively over secure your finance. As you property portfolio grows you can have opportunities to substitute security and receive one or more property titles back from the bank.
Using your equity to create wealth
If you would like to use the equity in your home to purchase an investment property contact us. Untapped equity can also be used for investment in shares, managed funds.
We will assist in structuring your finance correctly from the start. That can help you save money and grow your portfolio faster.
Click here to fill in our online form or contact us on 1300 734 410 to through your details over the phone.
Should you have any further questions please click here to email us.